Frequently Asked Questions.
At Tara Lendquest Solutions LLP, we understand that financial decisions can be complex. Whether you are looking for business funding, dealing with overdue loans, planning an IPO, facing NPA pressure or looking for legal-financial advisory, you may have many questions before taking the next step.
About Tara Lendquest Solutions LLP
What does Tara Lendquest Solutions LLP do?
Tara Lendquest Solutions LLP is a financial consultancy firm based in CBD Belapur, Navi Mumbai. We provide debt financing, supply chain finance, IPO consultation, one-time settlement consulting, NPA resolution, Legal Advisory, NCLT consulting, fundraising and CFO advisory.
Where is Tara Lendquest Solutions LLP located?
Tara Lendquest Solutions LLP is located at WorkLoft.in, 801–804, Trishul Gold Mine, Sector 15, CBD Belapur, Navi Mumbai – 400614.
Who can approach Tara Lendquest?
SMEs, MSMEs, corporates, business owners, borrowers, stressed accounts, startups, companies planning IPO and businesses needing financial or legal-financial advisory can approach Tara Lendquest.
Do you work only in Navi Mumbai?
No. Tara Lendquest is based in Navi Mumbai but supports clients across Mumbai, Thane, Maharashtra and India.
What makes Tara Lendquest different?
Tara Lendquest combines banking knowledge, debt management experience, financial strategy, legal awareness and execution support. We focus on practical solutions, not generic advice.
Debt Financing Through Banks and NBFCs
What is debt financing?
Debt financing means raising funds for your business by borrowing from banks, NBFCs or financial institutions. The amount is repaid over time with interest as per agreed terms.
Does Tara Lendquest provide loans directly?
No. Tara Lendquest is a financial consultancy firm. We help clients structure their funding requirement and coordinate with suitable banks, NBFCs and financial institutions.
What types of business loans do you help with?
We assist with cash credit, overdraft, working capital loans, project loans, machinery loans, bridge finance, unsecured business loans, bank guarantees, letters of credit and non-fund-based limits.
Can you help MSMEs get bank funding?
Yes. We help MSMEs prepare their funding requirement, organize documents and approach suitable lenders for working capital, expansion, machinery purchase or project finance.
What documents are usually required for business loan advisory?
Common documents include financial statements, bank statements, GST returns, income tax returns, business registration documents, existing loan details, project reports and collateral documents, depending on the type of funding.
Can you help if my business loan was rejected?
Yes. We can review the reason for rejection, identify gaps and help you understand whether the proposal can be improved or restructured for another lender.
Domestic and Overseas Supply Chain Financing
What is supply chain finance?
Supply chain finance is a financial solution that helps improve cash flow between buyers, suppliers, distributors and customers. It can include receivables finance, payables finance, inventory finance, TReDS, export finance and import finance.
What is TReDS financing?
TReDS stands for Trade Receivables Discounting System. It allows MSMEs and suppliers to receive early payment against invoices through approved digital platforms.
Who can benefit from supply chain finance?
Manufacturers, suppliers, traders, distributors, importers, exporters and businesses with long payment cycles can benefit from supply chain finance.
Do you help with receivables finance?
Yes. We help businesses explore receivables finance options to convert unpaid invoices into working capital.
Do you help with import and export finance?
Yes. We provide advisory for export finance, import finance, letters of credit, procurement finance and overseas trade finance.
Can supply chain finance improve cash flow?
Yes. The right supply chain finance structure can reduce payment delays, improve supplier confidence, support inventory and strengthen working capital.
SME IPO and Mainline IPO Advisory
What is IPO consultation?
IPO consultation is advisory support for companies planning to list on the stock exchange. It includes readiness assessment, financial structuring, valuation support, compliance preparation, documentation coordination and stakeholder management.
Do you provide SME IPO consultation?
Yes. Tara Lendquest provides SME IPO consultation for growing companies preparing to raise public capital through SME exchange platforms.
Do you provide mainline IPO advisory?
Yes. We support businesses evaluating mainline IPO readiness and preparing for public market requirements.
What is IPO readiness assessment?
IPO readiness assessment reviews whether a company is prepared for listing from a financial, compliance, governance, documentation and business growth perspective.
Do you help with valuation?
We support valuation preparation and coordination by helping organize financial information, business data and growth narratives required for valuation discussions.
Do you coordinate with merchant bankers?
Yes. We assist with stakeholder coordination, including merchant bankers, auditors, legal advisors, company secretaries and other professionals involved in the IPO process.
Do you help after IPO listing?
Yes. We provide post-listing advisory related to governance, compliance, investor relations and financial preparedness.
OTS and Loan Settlement
What is One Time Settlement?
One Time Settlement, or OTS, is a negotiated arrangement where a borrower settles outstanding dues with a lender by paying an agreed amount.
Who can apply for OTS?
Individuals, business owners, MSMEs and companies with overdue or stressed loan accounts may explore OTS, depending on lender policies and account status.
Can OTS reduce my outstanding amount?
In many cases, lenders may agree to a reduced settlement amount depending on the account history, outstanding dues, security value and negotiation. Final approval always depends on the lender.
Do you negotiate with banks and NBFCs?
Yes. We support clients with settlement strategy, proposal preparation, documentation and lender coordination.
Is OTS confidential?
Yes. Debt settlement matters are sensitive, and Tara Lendquest handles such cases with confidentiality and professionalism.
Does OTS affect credit score?
OTS can affect credit history because it indicates that the loan was settled rather than fully repaid as originally agreed. Clients should understand the implications before proceeding.
Can you help with credit card settlement?
Yes. We may assist with settlement advisory for overdue credit card or unsecured loan dues, depending on the case and lender policies.
NPA, SARFAESI and DRT Matters
What is an NPA?
NPA stands for Non-Performing Asset. A loan account may become an NPA when repayment remains overdue as per banking norms.
What happens when a loan becomes NPA?
The lender may initiate recovery action, issue notices, classify the account as stressed, start SARFAESI action, approach DRT or take other steps as per law and lender policy.
Can Tara Lendquest help with NPA accounts?
Yes. We provide NPA resolution services including debt restructuring, bank negotiation, loan rescheduling, OTS support, SARFAESI advisory, DRT coordination and business revival planning.
What is SARFAESI?
SARFAESI is a legal framework that allows secured lenders to recover dues by enforcing security interest without court intervention, subject to legal procedure.
Can you help with SARFAESI notices?
Yes. We provide advisory and coordination support for borrowers dealing with SARFAESI notices and related recovery pressure.
What is DRT?
DRT stands for Debt Recovery Tribunal. It handles matters related to debt recovery by banks and financial institutions.
Can an NPA account be restructured?
In some cases, restructuring may be possible depending on borrower viability, lender policy, repayment capacity and account status.
Can an NPA account be settled through OTS?
Yes, many NPA accounts are resolved through one-time settlement, subject to lender approval and borrower capacity.
NCLT, IBC and Compliance
What is NCLT?
NCLT stands for National Company Law Tribunal. It handles company law matters, insolvency proceedings, corporate disputes and related legal issues.
What is IBC?
IBC stands for Insolvency and Bankruptcy Code. It provides a framework for insolvency resolution of companies, individuals and partnership firms.
Do you provide NCLT consulting?
Yes. We provide NCLT consulting and coordination support for insolvency, restructuring, corporate disputes, documentation and compliance-related matters.
Do you provide IBC advisory?
Yes. We provide advisory support related to IBC matters, pre-insolvency review, resolution planning and documentation coordination.
Do you provide legal representation?
Tara Lendquest provides legal-financial advisory and coordination support. For formal legal representation, clients may need to work with qualified legal professionals.
Do you help with ROC filings?
Yes. We provide coordination and advisory support for ROC filings, Companies Act compliance and secretarial compliance matters.
Can you help with corporate restructuring?
Yes. We support financial and legal-financial restructuring advisory for companies facing operational, debt or compliance challenges.
Fundraising, Investor Readiness and CFO Support
What is fundraising advisory?
Fundraising advisory helps businesses prepare for funding by reviewing capital requirements, improving documentation, building a funding strategy and coordinating with lenders or investors.
Do you help startups raise funds?
Yes. We support startups and growth-stage companies with funding readiness, financial documentation, business plan support and investor communication preparation.
What is CFO advisory?
CFO advisory provides strategic financial guidance for businesses that need support with cash flow, budgeting, reporting, working capital, debt planning and growth decisions.
Do SMEs need CFO advisory?
Yes. SMEs often benefit from CFO advisory because it improves financial planning, reporting, cash flow discipline and funding readiness.
Do you prepare pitch decks?
We support pitch deck coordination and investor-facing financial presentation preparation as part of fundraising advisory.
Can you help with financial planning for expansion?
Yes. We help businesses plan capital requirements, cash flow, debt structure and financial strategy for expansion.
How We Work
How do I start working with Tara Lendquest?
You can contact us by phone, email, WhatsApp or enquiry form. Our team will understand your requirement and guide you on the next steps.
What information should I share before consultation?
You should share your name, company details, service required, financial issue or requirement, loan details if applicable, notices if any and preferred callback time.
Do you review documents before suggesting a solution?
Yes. For most cases, document review is important before giving structured guidance.
Do you charge consultation fees?
Consultation fees may depend on the type and complexity of the matter. You can contact our team for details.
How long does it take to resolve a case?
Timelines vary depending on the service, lender, documentation, legal status, stakeholder response and complexity of the case.
Can you guarantee loan approval or settlement?
No ethical financial consultant can guarantee loan approval, settlement amount or legal outcome. Tara Lendquest provides professional advisory, documentation support, negotiation assistance and coordination, but final decisions depend on banks, NBFCs, institutions, regulators or legal authorities.
Location and Coverage Questions
Do you serve clients in Mumbai?
Yes. Tara Lendquest serves clients across Mumbai for debt financing, IPO advisory, OTS, NPA resolution, NCLT consulting, supply chain finance and CFO advisory.
Do you serve clients in Navi Mumbai?
Yes. We are based in CBD Belapur, Navi Mumbai and serve clients across Belapur, Vashi, Nerul, Kharghar, Panvel and nearby areas.
Do you serve clients in Thane?
Yes. We support clients in Thane and the wider Mumbai Metropolitan Region.
Do you serve clients across India?
Yes. Depending on the matter, we support clients across India through consultation, coordination and advisory.
Let's Discuss Your Specific Requirement.
If your question is not answered here, speak with Tara Lendquest Solutions LLP for personalized guidance.